KVR

Terms of Use

This Terms Of Use ("Tou") Is Published By Kickstart Vision To Reality Private Limited, A Company Incorporated Under The Companies Act, 2013, Having Its Registered Office At Ml-01 Sanjay Vihar Awas Vikas Near State Bank Of India Meerut Road Hapur Uttar Pradesh-245101 (CIN) U74999UP2021PTC153034 Hereinafter Referred To As "Company" And/Or "KVR" Which Term, Unless Repugnant To The Context Or Meaning Thereof, Shall Mean And Include Its Directors, Employees, And Associates To Provide The Terms Of Use That Will Be Applicable In The Context Of The KVR Website (Kickstartvtr.Com) And (Hereinafter Referred To As Its "Application") And Govern The Persons Downloading, Signing Up/Registering On The Application And Purchasing The Financial & Non Financial Products As Presented By Advisor Through The Application (Hereinafter Referred To As "End Customer") Or Downloading Signing Up/Registering And/Or Promoting Financial & Non Financial Products Of Company"S Clients Products And Services On The Application To The End Customer (Hereinafter Referred To As "Advisor/S") (End Customer And Advisor/S Shall Collectively Be Referred To As "Users").
Please make sure to review the privacy policy located in the privacy policy section of the company application along with this TOU. Users are advised that by utilizing the company application, it is understood that they have agreed to the terms of use. Upon accepting the terms of use and privacy policy during registration, users affirm that they are at least 18 years old, have the authorization to use the application, and have entered into this agreement. If a user disagrees with the terms of this TOU or the application or intends to withdraw their consent to the same, they should promptly stop using the company application. If a user wishes to withdraw consent to these terms, they are required to communicate this to the grievance officer, whose details are provided in the privacy policy on the application, as specified therein.
This TOU and the Privacy Policy are legally binding contracts between the user and the company, as outlined in the Indian Contract Act, 1872, the Information Technology Act, 2000, and the Information Technology Rules. The following terms are hereby specified:

Any information that – – is prohibited from being published, hosted, displayed, uploaded, modified, transmitted, posted, communicated, updated, or shared by the User.

Belongs to another individual, to whom the user has no entitlement;
It is extremely detrimental, harassing, abusive, sacrilegious; slanderous, obscene, pornographic, pedophilic, libelous, invasive of someone's privacy, hateful, or racially or ethnically offensive; disparaging; promoting or endorsing money laundering or gambling; or otherwise illegal in any way whatsoever
Harm minors in any way;
Violates any patent, trademark, copyright, or other proprietary rights, as well as the intellectual property rights of third parties;
Contravenes any current legislation;
Intentionally misleads the recipient about the origin of these messages or transmits content that is extremely offensive or intimidating;
Impersonate another person.
Includes malware or any other malicious code, files, or programs intended to disrupt, damage, or restrict the operation of any computer system;
It poses a risk to the cohesion, completeness, protection, security, or independence of india, diplomatic relations with other countries, or public stability. It can also incite the commission of any punishable offense, obstruct the investigation of any offense, or disrespect any other country. It infringes upon the privacy of individuals, especially their physical privacy.
The behavior is insulting or harassing on the basis of gender.
It encourages animosity between various groups based on religion or caste, with the aim of inciting violence.
Can be classified as unsolicited messages, whether they are commercial or not.

Terms and conditions applicable to End Customers

By using the application and consenting as described above, the end user confirms that they have read the terms of this TOU and the privacy policy and are aware of all the details surrounding the information the advisor collects from them.
The advisor provides representations and warranties regarding the products, and the end customer consents to and acknowledges that the company is not responsible for the advisor's actions.
The end customer represents and warrants that they will be responsible for educating themselves about the products' plans and benefits, and that they will not hold the company liable for any losses they may incur.
The end customer represents and warrants that it shall not share its OTP with any third party and that it is aware of the purpose of the collection of its personal information; thus, the end customer is providing the personal information with free consent.
The end customer represents and warrants that it is aware of the transaction before transferring any amount to the advisor.
The end customer shall follow all the precautions before using or purchasing the financial services.
If the end customer wishes to avail of the services available on the application, the advisor may ask them to provide certain information relevant to their interests, such as their name, address, phone number, Aadhar number, PAN number, and any other details required to provide services.
The end customer represents and warrants that the advice or information, whether oral or written, obtained by the end customer on the application will not create any warranty or guarantee by the company other than those expressly stated herein. Furthermore, the end customer agrees and acknowledges that it shall be his responsibility to evaluate the accuracy, completeness, and usefulness of all opinions, advice, services, merchandise, and other information provided on the application.
The advisor will not receive any payments from the end customer for the purchase or investment of the products, and the company will not bear any liability for these payments.

Terms and conditions applicable to Advisor

The representations and warranties made by the advisor to the end customer shall be true and correct.
The advisor shall not make any false, unauthorized, or exaggerated disclosures about the products.
The advisor hereby represents and warrants that he or she will not solicit prospective leads to invest in, subscribe to, or purchase the product through coercion, including but not limited to threats, inducements, and so on. The Advisor affirms that they have no right to collect any money on behalf of the End Customer, and they will always make sure not to demand or accept money, commissions, or kickbacks from the End Customer.
By selling, promoting, or marketing the products to the end customer, it is deemed that the advisor agrees to and accepts the terms of the service agreement, which can be accessed through the following link:
The advisor asserts and guarantees that the commercials, terms, and conditions associated with the products rely on third parties, specifically the financial institutions issuing them, and as a result, the company will not bear any responsibility for any losses the advisor may suffer.
The advisor represents and warrants that the advisor is aware of the products' plans and benefits.

The OTP for signing up may necessitate the advisor to provide specific information, such as their name, address, phone number, Aadhar number, PAN number, bank details, contact list, and any other details required for service provision, if the advisor wishes to utilize the services on the application. The advisor represents and warrants that the information they have provided is accurate, complete, and reliable.
By submitting such information, the advisor grants the company the right to provide the information to third parties for purposes of providing services to the advisor and end customer and for other purposes as stated in the service agreement and privacy policy.
The user agrees to not use any engine, software, tool, agent, or other device or mechanism (such as spiders, robots, avatars, or intelligent agents) to navigate, hack, reverse engineer, or search the application;
The user acknowledges and comprehends that in the event that the company becomes aware, either through internal observations or notifications from other users or third parties, of any violations of the terms delineated in this Terms of Use agreement, the Privacy Policy, or any prevailing laws, the company retains the right to implement appropriate actions. Aside from preserving other available rights and remedies, the company holds the discretion to, without limitation, deactivate, block, or restrict the user's access to the application; expunge any user data, including information infringing upon the terms; and halt or nullify any pending payments due to the user. These actions may be taken by the company without prior notification to the user. Furthermore, the corporation may disclose this information to governmental authorities, legal representatives, regulatory entities, and law enforcement agencies.
The company is not required to provide indemnification for any losses incurred by the user unless otherwise specified in writing. The user acknowledges this. In order to obtain indemnification, the user hereby irrevocably relinquishes all rights to pursue any litigation, register any claims, or threaten or instigate any action against the company.
The User acknowledges and agrees that the Company is not responsible for any losses, damages, or expenses that the User may incur as a result of the disclosure of information, whether consented to by the User as outlined in this TOU and the Privacy Policy, or lawfully disclosed by the Company to government, investigative, or regulatory authorities. The user agrees and understands that the revocation of consent to this TOU or privacy policy by the user shall be effective from the date the company acknowledges the intimation of the revocation of consent by the user, and such revocation shall not have retrospective effect under any circumstances.
IT IS MADE VERY CLEAR THAT THE COMPANY IS NOT RESPONSIBLE FOR AND DOES NOT PROMISE OR IMPLY THAT ANY INFORMATION ON THE APPLICATION IS CORRECT, HONEST, OR GENUINE. THIS INCLUDES BUT ISN'T LIMITED TO PRICE, DESCRIPTION, ADS, OR CONTENT ON THIRD-PARTY WEBSITES THAT ARE LINKED TO FROM THIS APPLICATION. UNLESS EXPLICITLY STIPULATED IN A WRITTEN AGREEMENT BETWEEN THE FIRM AND THE INFORMATION SOURCE, THE COMPANY IS RELEASING THESE MATERIALS IN THEIR ORIGINAL FORM OR IN ACCORDANCE WITH THE INPUT RECEIVED FROM THESE INFORMATION PROVIDERS. THE COMPANY IS NOT RESPONSIBLE FOR ANY ACTIONS OR FAILURES OF THE USERS THAT LEAD TO INFRINGEMENT OF THIRD-PARTY INTELLECTUAL PROPERTY RIGHTS.

WHILE THE COMPANY MAY EXERCISE BEST EFFORTS WITH REGARD TO THE TECHNICAL UPKEEP, MAINTENANCE, AND AVAILABILITY OF THE APPLICATION, THE COMPANY SHALL UNDER NO CIRCUMSTANCES BE RESPONSIBLE FOR ANY LOSS OF DATA OF THE USER OR FOR FAILURE OF THE APPLICATION OR APPLICATION-RELATED PROBLEMS (TECHNICAL OR OTHERWISE). FURTHER, IT IS HEREBY CLARIFIED THAT THE COMPANY MAY, AT ANY POINT IN TIME AND AT ITS SOLE DISCRETION, MIGRATE, TRANSFER, SHUT DOWN, OR MODIFY THE APPLICATION OR ANY PART THEREOF WITHOUT NOTICE TO THE USER.

It is hereby clarified that in the event the user notices any content on the application that infringes the intellectual property rights of any third party, the user shall have the option to report the same by writing to the grievance officer whose details are provided in the privacy policy. Upon receiving such notifications, the firm will promptly take action in relation to the matter. Users are encouraged to contact us using the "contact us" tab of the application for any general comments, suggestions, or complaints, except those that are specifically included in this Terms of Use (TOU) and Privacy Polic
IT IS HEREBY CLARIFIED THAT THE COMPANY'S (AND ITS PARTNERS) GROSS LIABILITY ARISING OUT OF OR IN CONNECTION WITH ANY DISPUTES, LOSSES, DAMAGES, OR EXPENSES INCURRED OR SUFFERED BY THE USER BY THE USE OF THE APPLICATION OR THE CONTENT THEREIN OR SERVICES PROVIDED BY COMPANY SHALL NOT EXCEED RS.1,000/- (RUPEES ONE THOUSAND ONLY). UNDER NO CIRCUMSTANCES SHALL THE COMPANY BE HELD LIABLE FOR INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS OR LOST REVENUES, AND UNDER ANY THEORY OF LIABILITY, INCLUDING BUT NOT LIMITED TO CONTRACT OR TORT. THIS APPLIES REGARDLESS OF WHETHER THE COMPANY WAS OR SHOULD HAVE BEEN AWARE OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FAILURE OF THE ESSENTIAL PURPOSE OF ANY LIMITED STATEMENT HEREIN.
IT IS FURTHER CLARIFIED THAT THE COMPANY SHALL NOT BE RESPONSIBLE, IN ANY MANNER, FOR ANY DELAY OR FAILURE TO MEET ITS OBLIGATION UNDER THE TERMS AND CONDITIONS THAT MAY BE CAUSED DIRECTLY OR INDIRECTLY BY THE ADVISOR'S FAILURE FOR UNAVAILABILITY, UNRESPONSIVENESS, OR FAILURE TO PROVIDE COMPLETE AND ACCURATE INFORMATION.
IN THE EVENT THAT THE COMPANY IS SUBJECT TO ANY LAWSUITS, CLAIMS, LOSSES, DAMAGES, OR EXPENSES AS A RESULT OF THE USER'S ACTIONS OR OMISSIONS (INCLUDING BUT NOT LIMITED TO THE VIOLATION OF THIS TOU, PRIVACY POLICY, OR APPLICABLE LAW), THE USER SHALL FULLY AND UNCONDITIONALLY INDEMNIFY, PROTECT, AND HOLD HARMLESS THE COMPANY, ITS DIRECTORS, EMPLOYEES, AND ASSOCIATES FROM AND AGAINST SUCH LOSSES.
If Company has entered into a separate written agreement with the User regarding this matter, that agreement will be considered alongside the Terms of this TOU and Privacy Policy. In the event of any conflict between the terms of that specific agreement and this TOU and Privacy Policy, the terms of the specific agreement (only to the extent of the conflicting portion) will take precedence.
This Terms of Use and Privacy Policy will be subject to the laws of India. The user acknowledges that any disputes will be resolved through arbitration by a single arbitrator chosen by the Company. The courts of Bangalore will have the sole authority to handle any disputes between the parties, including obtaining interim relief and enforcing the arbitral award. Both the user and the company will be responsible for covering their own costs during the dispute resolution process.
The company has the ability to modify or change this TOU and the Privacy Policy whenever necessary and will notify the user accordingly. If there is a violation of this TOU and Privacy Policy, the Company reserves the right to revoke Users' access or usage rights and/or temporarily restrict or block their wallet or account.
If any term or condition of our TOU and Privacy Policy is found to be invalid, illegal, or unenforceable, the parties agree that it will be removed and the rest of the TOU will remain in effect.
We will not waive our rights or remedies under the Terms of Use or other policies unless we confirm such waiver in writing. We will not delay or fail to enforce our rights or remedies.
Company will not be held responsible for any inability or delay in fulfilling its obligations under this TOU or Privacy Policy if such delay or failure is caused by circumstances beyond its control or due to a force-majeure event (such as natural disasters, strikes, labor issues, work stoppages, riots, acts of terrorism, technical problems or failures, delays or failures of services by vendors).
It is the user's responsibility to make all the necessary arrangements to access the Application and, as a result, the Services. It is the user's responsibility to make sure that anyone who uses the Application through their account is fully informed about these terms and follows them accordingly. Users and individuals in similar roles bear collective responsibility and are held accountable for all activities that transpire under their respective accounts. It is important to note that the user's ability to log into their account may be affected by external factors, such as internet service providers and network connectivity. In such instances, the company is not liable for any damages that may result from the user's inability to access their account. The user confirms and guarantees that they are in compliance with the applicable laws.The User acknowledges and consents to the fact that the Company will not be held accountable for or involved in any disputes between the User. The User is accountable for compensating the Company for any losses, damages, or claims that may arise or be threatened against the Company.
As part of the process, KVR authorizes the Financial Institution and lending partners to access your credit report and contact you through various channels such as phone, emails, WhatsApp, and more.

Terms & Conditions