In today’s era of online shopping and digital payments, smart credit cards have become a must-have financial tool. One such highly popular and rewarding card is the Axis Bank Flipkart Credit Card. Designed especially for frequent online shoppers, this card is a powerful collaboration between Axis Bank and Flipkart, one of India’s leading e-commerce platforms. With unmatched cashback, exclusive partner benefits, and lifestyle privileges, the Axis Flipkart Credit Card offers unbeatable value for money.

Let’s dive deep into the benefits, features, eligibility, charges, and why you should consider adding this card to your wallet.

What is the Axis Bank Flipkart Credit Card?

The Axis Bank Flipkart Credit Card is a co-branded cashback credit card issued by Axis Bank in partnership with Flipkart. It’s aimed at users who love to shop online, dine out, and book travel or entertainment tickets. The card provides high cashback on Flipkart, Myntra, Swiggy, and other partner platforms, along with universal cashback on other spends.

Key Features and Benefits

🔸 5% Cashback on Flipkart and Myntra

If you frequently shop on Flipkart or Myntra, this card can help you save big. You get 5% unlimited cashback on all eligible purchases made on these platforms, with no minimum transaction limit.

🔸 4% Cashback on Preferred Partners

Besides Flipkart, Axis has collaborated with several other popular platforms. You earn 4% cashback on:

• Swiggy – For all your food cravings
• PVR Cinemas – For entertainment lovers
• Cleartrip – For travel bookings
• Uber – For local travel

This makes the card ideal not just for shopping, but also for lifestyle and travel.

🔸 1.5% Cashback on All Other Spends

For all other eligible transactions (except fuel, EMI, and wallet loads), you earn 1.5% flat cashback. There’s no need to track reward points or convert them—just pure cashback directly into your statement.

🔸 Welcome Benefits Worth ₹500

As a welcome gift, you receive Flipkart vouchers worth ₹500, applicable on your first transaction within 30 days of card issuance. That’s essentially your first-year fee paid back.

🔸 Fuel Surcharge Waiver

Enjoy a 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹4000 across all fuel stations in India, up to ₹500 per month.

🔸 Complimentary Airport Lounge Access

The card offers 4 complimentary domestic lounge accesses per year (1 per quarter) at select airports across India.

Charges and Fees

👉 Annual fee waiver: If you spend ₹2 lakhs in a year, your renewal fee is completely waived for the next year.

Eligibility Criteria

To be eligible for the Axis Bank Flipkart Credit Card, you must meet the following criteria:

• Age: 18 to 70 years
• Income: Stable monthly income (salaried/self-employed)
• Credit Score: 700+ preferred
• Residence: Must be in a location serviced by Axis Bank

Axis Bank also considers internal risk profiling before approving the card.

Required Documents

• PAN Card
• Aadhaar Card / Voter ID / Passport (Proof of Address & Identity)
• Income proof (Salary slip / IT return / bank statement)

How to Apply?

You can apply for the Flipkart Axis Bank Credit Card both online and offline:

💻 Online:

1. Visit the Axis Bank website or Flipkart app.
2. Fill in the basic KYC details.
3. Upload your documents.
4. Get real-time approval (if eligible).

🏦 Offline:

Visit any Axis Bank branch with your KYC documents and request an application form.

Who Should Get This Card?

This card is perfect for:

 ✅ Online Shoppers who frequently purchase on Flipkart and Myntra
✅ Foodies who order regularly on Swiggy
✅ Movie Buffs who book via PVR
✅ Young Professionals looking for simple cashback over points
✅ Budget-conscious users who want to save monthly on essentials

Cashback Redemption

The cashback earned is auto-credited to your credit card account in the next billing cycle. No hassles of reward redemption portals or complicated conversions.

Pros and Cons

✅ Pros:

• High cashback on Flipkart & Myntra
• Good partner network (Swiggy, Cleartrip, Uber, PVR)
• Simple cashback system
• Affordable annual fee
• Lounge access for travelers

❌ Cons:

• No rewards on fuel, EMI, wallet loads
• Cashback limit on some spends
• Limited benefits for offline shoppers

Comparison with Other Cards

If your focus is Flipkart + lifestyle, Axis Flipkart Credit Card is clearly a better choice.

Tips to Maximize Card Benefits

1. Use it for Flipkart Big Billion Days and festive sales for 5% cashback + card discounts.
2. Pay Swiggy orders or movie bookings using this card to earn 4% cashback.
3. Set auto-debit or bill reminders to avoid late payment fees.
4. Track spending via Axis mobile app to achieve the ₹2L waiver.
5. Avoid using for fuel or wallet loading as it doesn't provide rewards there.

Customer Reviews

• "I save over ₹500 every month just by using this card for Flipkart shopping and Swiggy!" – Ramesh Kumar, Bengaluru
• "The best part is cashback is directly adjusted in my bill, no complicated reward redemptions!" – Sneha Tiwari, Delhi
• "Excellent benefits for the price. I got lounge access while traveling too." – Karan Joshi, Mumbai

Final Verdict

The Axis Bank Flipkart Credit Card is one of the best cashback credit cards in India, especially if you’re an avid online shopper. Its combination of 5% cashback, partner offers, low fees, and simple rewards make it highly appealing for millennials, salaried professionals, and even students with stable income.

If Flipkart is your go-to platform and you enjoy dining, traveling, or entertainment, this card will help you save month after month. For just ₹500 per year (or even free with waiver), the value it brings is hard to match.

Still thinking? Apply today and start earning cashback from your very first purchase!

Need help with your credit card application or want expert advice?
📞 Call us at:7060490046
📧 Email: hr@kickstartvtr.com
🌐 Visit: www.kickstartvtr.com

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